A heat pump outdoor unit mounted on a concrete pad next to the gray-sided exterior wall of a residential house.

Heat pump vs Furnace in Middlesex County, New Jersey

When a heat pump makes sense

A heat pump makes sense if you want one system that heats and cools the house. Choose a cold-climate model, since a standard heat pump loses heating power once temperatures fall toward the 26°F nights this county sees from December through February. Expect to pay more to run it through the winter than a gas furnace, since gas heat costs at least 35% less here at current prices.

When a furnace makes sense

A furnace suits most homes in this county. It runs on natural gas, which costs at least 35% less to heat with here than a heat pump, and it only has to handle about 7 months of heating a year. You will need a separate air conditioner for summer, since a furnace only heats.

When a heat pump makes sense

A heat pump makes sense if you want one system that heats and cools the house. Choose a cold-climate model, since a standard heat pump loses heating power once temperatures fall toward the 26°F nights this county sees from December through February. Expect to pay more to run it through the winter than a gas furnace, since gas heat costs at least 35% less here at current prices.

When a furnace makes sense

A furnace suits most homes in this county. It runs on natural gas, which costs at least 35% less to heat with here than a heat pump, and it only has to handle about 7 months of heating a year. You will need a separate air conditioner for summer, since a furnace only heats.

An outdoor air conditioning condenser unit mounted on a concrete pad beside a house at sunset.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished basement featuring concrete block walls, exposed floor joists, a bare concrete floor, and a forced-air furnace with a large metal exhaust duct in the corner.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Middlesex County.

Gas heat runs at least 35% cheaper than a heat pump here, and most of your neighbors already heat with gas.

At least 35% lessto heat with natural gas than with a heat pump, at New Jersey prices
26°Faverage winter low
79%of homes here heat with gas

If your home has no gas line to it, a cold-climate heat pump will still heat it through those 26°F nights without that hookup.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 35% less to run
What it doesHeats and coolsHeats only
Homes in the Mid-Atlantic that heat with one4.2%51.4%
Handles a 26°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

A heat pump makes sense if you want one system that heats and cools the house. Choose a cold-climate model, since a standard heat pump loses heating power once temperatures fall toward the 26°F nights this county sees from December through February. Expect to pay more to run it through the winter than a gas furnace, since gas heat costs at least 35% less here at current prices.

When a furnace makes sense

A furnace suits most homes in this county. It runs on natural gas, which costs at least 35% less to heat with here than a heat pump, and it only has to handle about 7 months of heating a year. You will need a separate air conditioner for summer, since a furnace only heats.

A Middlesex County contractor will price both against your own house, your ductwork and your panel.

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